New account selection screen

Shopping for Accounts

By 2017, Questrade had become the most well-known discount stock brokerage in Canada. But their account opening experience had changed little since the company launched its online platform. It was, and remained, a frustrating and rigid experience built on legacy code.
I was part of the team to redesign and "shopify" the Questrade account opening experience.

The Problem

Only One at a Time

In 2004, Questrade innovated in the financial services industry when it launched its online stock trading platform. Few banks and stock brokerages offered what they did: DIY investing. By 2017, investors used Questrade for its low fees and user-friendly platform.

By 2017, Questrade's account selection—designed in 2007, bottlenecked the account opening experience. Only one account could be opened at a time. It was marred by UX issues, which reflected in high drop-offs.

Account selection was rigid and bloated.

Old account selection screen experience issues

Old account selection screen

The Challenge

Making Confusing Simple

Our goal for the project was to redesign the account opening experience, by making it easy to choose accounts and fill in information. Financial services tend to confuse people so we wanted to make the experience simple, clear, and delightful.

My Role

I was one of four designers on the project. I paired closely with another UX/UI designer on the Account Selection screen, and handled many of the user research and usability testing duties.

The feature, along with the account opening experience, went live in December 2017. See it on Questrade.com .

The Research

Knowing What They Don't

To begin the redesign, we needed to know what people knew. A survey showed Canadians were familiar with terms like TFSA, RRSP, and RESP; less familiar with Corporate, Forex, LIF, RIF, LIRA, and Trusts. "Margin," which was a Questrade-named account, was known by Questrade clients.

Tree testing also showed that Canadians knew "self-directed" (DIY) accounts compared with "managed" accounts.

My Recommendations

Selecting Made Simple

Based on the research, I recommended that we:

Chart showing the information tree of the account selection screen

Account selection information architecture

The Process

Mobile First

Designing for mobile first let us tackle user interfaces issues that would come up on smaller screens. Issues included reducing clutter and keeping product offerings above the fold.

Mobile exploration 1
Mobile exploration 2
Mobile exploration 3
Mobile exploration 4

Mobile explorations

Usability testing with a prototype showed that testers didn't know they could open multiple accounts and that the screen had too much copy.

For the mobile solution, we simplified the copy, made the product offerings expandable accordions, and inserted a user decision that made adding more accounts obvious.

Mobile iteration prototype
Mobile solution prototype

Iteration prototype (left) and solution prototype for mobile

Then Desktop

Designing for desktop made us consider user interface issues that could happen with a larger canvas. Issues included featuring popular accounts yet ensuring lesser known accounts were discoverable.

Desktop explorations 1
Desktop explorations 2

Desktop explorations

Usability testing showed that the "shopping cart" interaction and call-to-action needed more visibility. And, the lesser known accounts was hidden.

Desktop iteration prototype

Desktop iteration prototype

For the desktop solution, we had the shopping cart fly in from the right, rather than top or bottom, ensuring a clear action response. We also made the lesser known accounts more discoverable.

Desktop solution prototype

Desktop solution prototype

The Solution

A Shopping Experience

I paired with another UX/UI designer to give the solution a splash of colour. Together, we defined animations and interaction states.

New account selection screen demo

New Account Selection screen

The Release

Making Mobile Matter

The new Account Selection screen, along with the new account opening experience, was launched in December 2017.

We saw a whopping 20% increase in new accounts opened on mobile—due to added responsive functionality—and a 5% increase on desktop compared to the previous year.

Post-Mortem

Capturing Improvements

After release, I conducted further usability testing on the account opening experience. I aimed to capture any remaining usability issues with the redesign. I wrote a report detailing findings, risks, and recommendations.

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